Visit the SSA Website to Estimate Your Social Security Benefits in Just Minutes

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Interested in finding out what your estimated Social Security benefits will be? You can do this online in just a few minutes at www.ssa.gov. You will just need to provide your Social Security Number, Date of Birth and Mother's Maiden Name (and thus I'd suggest doing this at home...not on an unprotected WiFi Internet line).

All you do is visit www.ssa.gov website and click the "Estimate Your Retirement Benefits" link. After providing your personal information, the calculator tells you your estimated monthly benefit at age 62 (early retirement...and reduced benefits), 67 (full retirement) or age 70. This estimate is based on your actual earnings history.

Generally, if you wait until full retirement at age 67, your monthly payment will be roughly 40-50% greater than if you take early retirement. If you wait another 3 years, your payment will be another ~25% higher than normal retirement. All told, the 8 year difference (62 to 70) results in about a 75-80%

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Ventura County Residents Can Finance Energy Efficiency and Renewable Energy Projects via Property Tax Bill!

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The CaliforniaFIRST Program (AB 811) allows property owners to finance energy efficiency and renewable energy projects on homes and businesses. For participating property owners, the cost of the project is repaid on your property tax bill over up to 20 years. Financing eligibility is based on the value of your property and the current status of property tax payments, not personal credit. 

The County of Ventura is one of 14 California counties that will be participating in the CaliforniaFIRST Pilot Program! This pilot program is schedule to launch this fall!

Under CaliforniaFIRST, the property owner repays the cost of the clean energy project through a line item on their property tax bill. The minimum financing amount is $5,000. The maximum financing amount for residential property is $75,000. The maximum financing amount for commercial property varies based on property value. The repayment period will be between 5 and 20 years. The interest rate will vary based on market conditions.

Participating in the CaliforniaFIRST program gives Ventura County an opportunity to help both the community and the environment. With rising prices in electricity, gas, and water, this program will allow property owners an opportunity to access investments in technologies that will likely protect them against rising utility costs.

Loans are entered into voluntarily and transfer to the subsequent owner (INTERESTING!) upon sale and have superior lien status above one’s primary mortgage.

Learn more by visiting www.renewfund.com/node/223 and www.californiafirst.org. Sign up to be notified when the program is available at www.californiafirst.org/signup.html.

History of the Museum of Ventura County and Current Renovation Projects

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The Museum of Ventura County celebrates, preserves and interprets the art, history and culture of Ventura County, the California Channel Islands and the surrounding region through collections, exhibitions, events, education programs, publications and its research library, and serves as a gathering place for the community.

The Museum first opened in 1913 in the newly built Ventura County Courthouse (now Ventura City Hall). Known as the Pioneer Museum, its collections of artifacts and curios were the legacy of Dr. Cephas Bard, a Pennsylvania doctor who came to Ventura after the Civil War. A compassionate man with wide-ranging interests, Dr. Bard accepted historical objects in lieu of cash payment for his services. Priceless Chumash, Spanish and Mexican-American objects from his collection are on display in the galleries today.

Museum of Ventura County - A Brief Story
View more presentations from shbenner.

 

In 1977, the Museum moved to its 15,000 square foot building on Ventura’s Main Street, near historic Mission San Buenaventura. The Museum is currently at work on a major project to expand its facility in Ventura by adding a public plaza, a pavilion for meetings and special events, expanded galleries and

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McDonald's Recalls 12 Million Shrek Forever After™ Drinking Glasses

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Well this is a recall that affects me as my wife bought a full set of these glasses. Today the U.S. Consumer Product Safety Commission announced that McDonald's is voluntarily recalling the 4 Shrek Forever After™ drinking glasses featuring Shrek, Fiona, Puss n' Boots and Donkey. These are 16 ounce glasses that sold for $2 at McDonalds.

Apparently some of the pigment in the paint used on the outside of the glasses contains cadmium, a naturally occurring element that with long-term use can be a carcinogen and cause bone softening and kidney problems.  McDonald's says "the glassware was evaluated by an independent third-party laboratory, accredited by the CPSC, and determined to be in compliance with all applicable federal and state requirements at the time of manufacture and distribution. However, in light of the CPSC’s evolving assessment of standards for consumer products, McDonald’s determined in an abundance of caution that a voluntary recall of the Shrek Forever After glassware is appropriate."

To return your glasses and get your money back, visit www.mcdonalds.com/glasses beginning Tuesday, June 8th or call 800.244.6227.

Protect Yourself During an Earthquake: Drop, Cover and Hold On!

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Last night around 8:30 pm there was a short 3.9 magnitude earthquake centered near Point Mugu that was felt around Ventura County. I was with my young kids upstairs when the loud but short quake hit. Intuitively I grabbed my 4 year old and crouched under a door jamb***. It reminded me that we should all do some homework on how to protect yourself during a quake (courtesy of www.earthquakecountry.info).

DURING an earthquake, if you are:

Indoors: Drop, cover, and hold on. Drop to the floor, take cover under a sturdy desk or table, and hold on to it firmly. Be prepared to move with it until the shaking stops. If you are not near a desk or table, drop to the floor against the interior wall and protect your head and neck with your arms. Avoid exterior walls, windows, hanging objects, mirrors, tall furniture, large appliances, and kitchen cabinets with heavy objects or glass. Do not go outside!

In bed: If you are in bed, hold on and stay there, protecting your head with a pillow. You are less likely to be injured staying where you are. Broken glass on the floor has caused injury to those who have

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Local Trash and Recycling Guidelines in the Conejo Valley

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We seem to always argue in our household about what we are "supposed" to place in the recycling, trash and yard debris containers.  Harrison Industries, one of our local trash collectors in the Conejo Valley (along with Waste Management), publishes guidelines on what we can and cannot do:

Recycling Bin:

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Yes:  Aluminum and metal cans, plastic containers (1-7), plastic bags, hard plastics (including nursery pots, yogurt containers and toys), glass containers, paper and junk mail, newspaper, magazines, cardboard, cereal, cracker and shoe boxes.

No:  Styrofoam, plastic bags or shrink wrap.

The City of Thousand Oaks has some additional tips about the quality of the City’s recycling: Keep plastic bags out of the recycling bin (even if you collect recyclables in them. Dump them out of the bag as it causes problems with sorting them. Rinse any food-contaminated containers before recycling them. And of course, keep all non-recyclables out of the recycling bin.

Yard Debris Bin:

Yes:  Yard trimmings, weeds, leaves, grass, small branches, unpainted/untreated scrap lumber, plants and flowers.

No:  Trash, garden hoses, animal waste, dirt/rocks, yucca/palm, plastic bags, food, recyclables, concrete, metal, flower pots and painted/treated wood.

Trash:

Yes: Well, just trash.  Everything that doesn't go into the recycling and yard debris, with exceptions below.

No:  Hazardous waste, TVs, computer monitors, fluorescent light bulbs, tires, batteries, oil/paint, medical needles.

Bin Spacing:  2 to 3 feet apart. Now there’s been some heated debate on NextDoor regarding whether to put the bins on the curb or in the street in front of the curb. E.J. Harrison says the carts should be placed “with the wheels facing the curb,” which to me infers they should be in the street. I’ve personally always place my bins/carts in the street, and find it quite obnoxious when folks block sidewalks with their trash bins. So I guess you know my feelings on the matter. :)

Hazardous Waste

Thousand Oaks residents can take hazardous waste for disposal by appointment 1 day per month.  Click here to make an appointment.

Materials accepted includes acids, oil, antifreeze, paint, propane, pesticides, batteries, electronics, various household chemical, etc. 

Looking for other places to bring recyclables and hazardous waste?  Check out www.Earth911.org.

Batteries and Fluorescent Bulbs

For several years now it has been illegal to toss used batteries and flourescent bulbs in the trash.  While I am not aware of anyone going to jail for dumping a AA battery into the trash, do the right thing by taking used batteries to a hazardous waste disposal event or taking your batteries to drop-off locations in the area.

Or better yet, switch to rechargeable batteries!